A Term Life Insurance Policy that Protects Generations

No one likes to think about losing a child or grandchild.

But if you did today, how would you cover their final expenses? 
  • Cash? 
  •  Savings? 
  •  Credit Card? 
  •  GoFundMe?  
  • Borrow from family and friends?
  • Payment Plan with the Funeral Home?
With the events of the past 3 years fresh on the mind, many people just like you are looking to lock in their child’s health and insurability for their future and their child(ren)'s future family.

A $200,000 term policy can help you do just that without breaking the bank.  Why $200,000 when a funeral only costs between $5,000 and $12,000.  This additional coverage provides money for:
  • Paid time off from work to grieve and celebrate a life
  • The ability to turn a tragedy into a blessing by starting a scholarship, donating to their favorite school or summer camp, or simply helping a sibling in some way.
  • Pay off debt they may have acquired after age 18
  • Assist siblings with their educational or other needs.
For around $25 per month these policies may provide the following benefits*:
  1. A level monthly premium to age 62. That's a 57 year term policy for 5 year old!! I wish my term coverage only cost $25 per month!!
  2. Eligibility for numerous insurance company scholarship opportunities.
  3. Convertibility to a permanent policy with no additional health questions.
  4. Additional beneficial riders that may include charitable riders, guaranteed purchase riders, living benefit riders, and more.
  5. A term policy that can last well into their life protecting your family now and theirs well into the future.
  6. Modest cash value growth (even with term!).
Consider locking in your child's health today, protect your family from financial hardship should the worse happen, and put your child/grandchild in a secure position to provide for their future family.  These types of term policies are a great way to do all of this without breaking the bank!  Policies can be purchased by parents and/or grandparents.

*Benefits are determined by insurance carrier, see your insurance agent for options and details.  Not all companies offer the same plans, benefits, or riders.

Let's start a conversation about insuring your love!

Phone: 740-324-0702

"When considering purchasing Life Insurance from an agent - service, knowledge, and reputation is just as important price." 


Comments

Post a Comment