Procrastination is Expensive

A creek runs through our property parallel to our farm pond behind the big 150 year-old barn that used to
house dairy cows.  This creek is lined by Oak, Poplar, Walnut, and Catalpa trees.  Recently one of those trees fell into the creek where it passes close to the pond.  Instead of immediately grabbing chainsaws and removing the tree, we let it lay there.  Not long after there were some serious rains and flooding.  As the water rushed by the fallen tree, debris began to collect on the limbs.  This collection of debris diverted the water toward the bank between the creek and the pond.  Slowly and surely the bank began to be eaten away by the constant flow of water.  Today we are looking at an extremely time consuming and costly repair to that piece of dirt between the pond and creek. 

How could all of this have been avoided?  By taking some time and chopping up the fallen tree.  A few hours of work in the creek bed could have saved us hours of labor and thousands of dollars.

Procrastination is expensive.

How many of us have simply driven our car with a "check-engine" light in our face telling us that things were going to be more expensive by the mile?  How many of us have avoided simply vacuuming the refrigerator coils on the back of the refrigerator? You change the furnace filter semi-regularly and vacuum out the accumulating dust right?  That little drip under the sink where you placed a bucket, is it about to turn into replacing cabinets and carpet?

Procrastination is expensive.

Procrastination in finance is expensive too.  No more so than in the area of life insurance.  A 40 year-old man in decent health can expect his premiums to be nearly 8% higher if he waits until he is 41, just one year.  8% doesn't seem like much but that waiting for 1 year will end up costing him over $1500 in the long run over the course of the policy.  Wait 2 years?  The premiums increase by over 16%.

Procrastination is expensive.

What about procrastinating until I "quit smoking, lose weight, get healthier, etc.,"?  This procrastination is the most expensive.  Too often those changes take a long time to happen if they happen at all.  It's better to get the insurance now and use your higher premiums as motivation to get healthier, stop smoking, etc. The goal of getting healthy to lower your premiums is a fantastic motivator.  In addition, waiting always increases the risk of something happening that makes you uninsurable.  I've seen that happen too many times.

Procrastination is expensive so make it a point to stop putting off what needs to be done.  Cut up the tree, take the car to the shop, exercise, and call your insurance agent today!

Let's start a conversation about insuring your love!

Phone: 740-324-0702

"When considering purchasing Life Insurance from an agent - service, knowledge, and reputation is just as important price." 

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